Unless you have savings you can not Invest!
Savings are the backbone of stability whereas investments are the potential to grow further. The purpose of savings is to meet out emergencies of life and to make available funds for investments. Normally savings can be found in the nature of hard cash, saving & current account balances. The returns on savings are always nominal as compared to the inflation. By far most of the persons confuse savings as investments and they end up in reduced purchasing power in long run. This is so because of the effect of inflation.
The purpose of investments is basically to Grow. One earns money by doing service or doing business. He invests his daily time, energy, & knowledge for the same. There are limitations to this investment of personal resources. But with investments one can outgrow his personal resources as he engages his monitory resources in the areas which will rise in value due to market demand & supply, scarcity, or the use of personal resources of others.
You can contact Chaudhary and Company any time for advice on investments.